Most insurance companies want to settle their claims. If they don't they have to keep hiring more adjusters, more lawyers, more office space, etc. Not to mention that many serious cases tend to get worse and more expensive over time rather than better and cheaper. I heard an adjuster say once that the only good workers compensation case is a settled workers compensation case.
Putting a value on the proper amount for the settlement is the trick. Adjusters will not tell you all your rights so many injured workers who think the adjuster is their friend get taken advantage of.
Make sure your settlement takes care of your income benefits, medical care, rehabilitation, and your future needs like housing and transportation.

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